How does business interruption insurance work, and can it help small businesses pay their bills during this difficult time? Learn more in this article for U.S. News & World Report.
If you get laid off and lose your health insurance, you may have several options. The best choice depends on the premiums, how much of the deductible you’ve paid, the coverage details and provider networks. This AARP article explains what you need to consider when assessing your options.
Telehealth services are booming because of the coronavirus pandemic, but these virtual doctor’s visits can save you money any time. Telehealth costs a lot less than in-person visits for minor issues, and insurers are expanding coverage for behavioral health and other types of care. Find out more in this U.S. News & World Report article.
A Roth IRA can be particularly valuable during volatile times — your earnings grow tax-free for retirement, but you can withdraw your contributions without penalties or taxes anytime, doubling as a back-up emergency fund. Learn about the special Roth benefits in this AARP article.
New technology and resources make it easier to research and monitor your parents’ care even if you live far away — from U.S. News & World Report.
The coronavirus may have you thinking more about your aging parents and their financial futures. Learn more about the key topics to discuss with your parents, and the legal documents and information you’ll need to help them in this U.S. News & World Report article.
You may need to update your beneficiary designations on your retirement plans because of life changes and new rules. This article in SaturdayInsurance.com explains how to make sure the people you want will inherit your accounts — and how the SECURE Act changes their options for receiving the money.
Several tax breaks can help you pay your health insurance premiums and reduce your health care costs — whether you’re self-employed, unemployed, buying your own health insurance, or on Medicare. This U.S. News & World Report article explains how to find out if you’re eligible for any of these tax benefits and what you need to do to get them.
It can be expensive to buy health insurance on your own, but most people who lose their jobs qualify for subsidies that can reduce their premiums significantly. This article in U.S. News & World Report explains how these complicated subsidies work and how you can save money on your premiums.
Medicaid can be the most affordable way to get health insurance while you’re unemployed, if you live in one of the 36 states that have expanded coverage. Many people don’t realize that they may be eligible for this coverage when their income drops.